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Preparing for uber frugal month (maybe)

10/12/2016

5 Comments

 
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I spotted these festive baubles while I was running through the woods this morning, aren't they pretty? A few trees were decorated along my route, and it did make my eight mile plod rather more cheerful. 

It was a good job someone had added festive frippery, as the woods themselves were rather brown. 
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Autumnal, yes, but not awfully colourful, and I do like a bit of colour. 

I was having a good ponder as I plodded along. Mostly about the fact that my half marathon is just four short weeks away, and (as usual) I haven't quite done enough training. Also, that the half marathon is next year, which means that next year is quite soon, which in turn means that Christmas is very soon.

When I wasn't running through my Christmas present list in my head, I was pondering the new year, and specifically two (related) things: finances, and moving house.  

Having waffled on about finances a couple of weeks ago, a friend pointed me towards the Frugalwoods blog, which I'd not come across before. Because I can get a bit obsessive about such things, I am currently reading back through the archives - I'm proper nosey and I do so love reading about other people's lives and how they manage their finances. 

Mr and Mrs Frugalwoods are, it turns out, very frugal, and are hosting an 'uber frugal month' in January. Now, we consider ourselves to be pretty frugal by nature, but as we're about to commit to a mortgage which will likely take up what feels like a vast proportion of our income, there's no harm in seeing if we can do more. 
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My main non-frugal weakness
We've already decided that DIY spending won't be included in the challenge. January will be our final decorating month (yay!) and we will be buying anything we need to get the house ready, whether that be paint or flooring or odd bits of furniture. Fortunately, being naturally thrifty, we will scavenge and buy used when we can, and do most of the work ourselves. 
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I've spent most of the weekend so far painting skirting boards
There's still plenty to examine in the budget, and I'll delve in more detail nearer the time. One thing I reckon we do pretty well on is breakfast - we mostly eat porridge, made with water. 
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Before you start telling me that sounds like something you'd be forced to eat in prison, I should tell you that I do add salt, sugar and cinnamon, and also various other things if we have them - usually either apples or sultanas. At the minute, I weigh most of my food, in an attempt to fit back into the half of my wardrobe that is currently too small (kind of frugal, if you think about it...).

So I can tell you that I eat 40g of oats for breakfast, and as I bought 1kg for 75p at Aldi the other day, I can tell you that those 40g cost approximately 3p. At the minute we have (not particularly frugal) Sainsbury's sultanas (£1.50 for 500g), and I have 30g which (I think!) works out at another 9p. Add in a pinch of salt, a couple of teaspoons of sugar, a bit of cinnamon, and enough electricity to power the microwave for exactly two minutes, and, even if we include the cup of tea (teabag, gas to boil kettle, dash of milk) we're probably looking at under 15p for my breakfast (Peter I can't vouch for - he doesn't weigh his so might eat as much as 25p worth, gosh!)
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My lunches don't fare so well (Peter is often near home, so can cook, forage, or eat porridge again). I went through a phase of taking leftovers, but we're not cooking as much as we'd like at the minute, so that isn't working. What also doesn't work is having a selection of sandwich-making items in the house (they get eaten too quickly). Instead, I stock up on the way to work on a Monday, which means my dinners often end up looking like this.
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Sophisticated, yes? In case you can't quite tell, it's a couple of seeded flatbreads topped with cheese triangles, salad, and cheesy Wotsits. As I said, sophisticated. 

I'd not actually worked out the cost per day, but I'll do it now as I'm looking things up anyway. Flatbreads are 14p each, so that's 28p per day. Two cheese triangles is 34p. Salad is roughly 18p a portion, so that makes 80p a day. If I do have cheesy Wotsits (and most of the time I try not to, much as I love them), that adds another 25p. I also stock up on yogurt (50p per day), satsumas (33p per day), and some kind of snack biscuit type thing (roughly 24p a day). That's £1.87 a day (£2.12 if I add in the Wotsits). 

While that's cheaper than buying lunch at the work cafe, it's still around £10 a week. I'm at work roughly 44 weeks of the year, which means I'm spending approximately £440 a year on work lunches (obviously this isn't exact - some days I meet a friend for a cafe lunch (even worse!) or get a free lunch (yay!) - but it'll do as a rough calculation). Is that a lot? It feels like a lot - the perfect target for an uber frugal month!

When Mr and Mrs Frugalwoods were at work every day, they batch cooked rice and beans at the weekend for work lunches, which they calculated at the equivalent of approximately 31p a day (which would work out at £68 a year). Even if that only replaces the bread/cheese/salad, it's still a saving of £108 a year, and I bet I could find or make cheaper alternatives for the other things too. I was going to say 'I wouldn't want to eat the same thing every day' - but in fact I've been eating EXACTLY the same thing for lunch at work every day for months, and I haven't minded one bit!

So there we are - we've commited ourselves to examining all of our spending and having an uber frugal month in January. If you fancy joining in, you can sign up here (you don't have to sign up, but if you do you'll get some tips by email I believe). 

In the meantime, any suggestions for frugal and tasty lunches to take to work would be most welcome!
5 Comments
Maria
11/12/2016 07:57:10 pm

I was nodding along to your post... just checking in to say I too read the Frugalwoods' website (and I too obsessively read back their archives when I discovered them about 18 months ago).
I possibly get a bit too involved - I'm sure I cheered for them when they announced they have achieved their objective of moving to the woods!!

Reply
Jenni link
12/12/2016 09:54:38 pm

I cheered too Maria when I got to that bit - I already knew they'd done it by that point but I was still jolly happy for them!

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Lilypad
11/12/2016 09:53:23 pm

I also read The Frugalwoods' blog, although I haven't taken the time to read many of the archived posts yet. I was very jealous when they moved to Vermont. I think I found them about 18 months ago too. Have you ever read Mr. Money Mustache? He's a Canadian guy living in Colorado who retired at 30ish and now writes about financial independence (among other topics, he's super funny, he never hesitates to tell people the stupid money moves they're making, like driving around in a big SUV all day). I also recommend The Non-Consumer Advocate, a blog written by Katy Wolk-Stanley of Portland, Oregon. She's very funny too and if you're on Facebook, she has a page with over 19,000 members, some of whom are in the UK and Australia so it's not just Americans. I sometimes comment there under my real name ;-) which is usually scary on the internet but she runs a tight ship and blocks anyone who can't play nicely.
Two last things: I adore porridge and eat it frequently too, with a cup of Taylors of Harrogate Yorkshire Gold by my side all the way over here in Seattle. Cheap and delicious! And I must tell my teenage son that the British version of Cheetos are Wotsits. (I always call them "cheesy poofs" because that's the South Park TV show version, do you know that crazy cartoon?) He always wants me to get him Cheetos and I by a healthier brand instead, much to his frustration.

Reply
Jenni link
12/12/2016 09:57:30 pm

Thanks Lilypad - I love Mr Money Mustache (and obsessively read his archives too when I found him!) I'd not heard of The Non-Consumer Advocate though - had a quick look today and she looks worthy of a good long read too - oh dear, I'm never going to move house at this rate!

On another note - I didn't realise Cheetos were the same as Wotsits! I do indeed know (and love) South Park (apart from the disgusting bits - can't be doing with watching people being sick, even in cartoons). Mmm, this is making me want a bag of Wotsits now...

Reply
Lilypad
12/12/2016 10:27:18 pm

I agree about South Park---it got way too disgusting for me and I stopped watching it years ago. My husband still sees it occasionally and has shared *selected* parts with our 15 year old son. I have to admit though, I loved it when Cartman was dressed like a police officer saying "you will respect my authoritah" in his crazy way. I have often wished to scream that to my son when he's arguing with me. ;-)




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